Credit Risk Analyst

We are a fast-growing non-bank lender that provides business loans and lines of credit to small medium-sized enterprises (SMEs). We help Australian businesses achieve

• sustainable financial success
• by offering
• fast, fair,
• flexible
• finance solutions powered by our
• innovative lending approach.
• We aim to be the
• financial catalyst
• Australian businesses
• thrive
• not just survive.
• WORKING AT LUMI

We are building a culture where you can be you, grow and make a difference for customers. We are looking for people to join us on this journey who are passionate, curious and great problem-solvers.

We ranked in the top

• on the
• 2024 Australian Financial Review BOSS Best Places to Work
• Banking, Superannuation and Financial Services list. We were awarded the
• 2023 Best Workplace Diversity
• Award by FinTech Australia and the
• 2022 Empowering Innovation Affie Award
• We also ranked
• among the
• fastest-growing technology companies in Australia
• in the
• 2022 Deloitte Technology Fast 50
• Australia.

We foster a workplace where everyone feels a sense of belonging and respect and can reach their full potential. We encourage you to be your authentic self and if you need any adjustments for a fair recruitment process, please let us know when applying.

• OUR VALUES
• Egos at the door

We own. We don't judge. We don't blame. We are open. We are in this together. We are respectful.

• See the customer

We show up. We understand. We anticipate. We do what we say. We genuinely focus on solutions.

• Think lean

We make things simple. We are resourceful. We understand the problem. We think ahead.

• Learn to grow

We are curious. We challenge. We try. We fail forward. We learn. We try again.

• THE ROLE
• Analyze data and produce statistics and visualizations to identify trends and patterns.
• Generate and present monthly arrears and write-off figures, including rates, in chart form for senior management.
• Break down arrears and write-offs by industry and state, providing charts for decision-making.
• Assess and describe the reliability and utility of source information.
• Monitor model performance using the Application Scorecard and Probability of Default models.
• Create and maintain dashboards to track model reliability and key metrics for reporting.
• Collaborate with senior management to identify risk behaviours and industries for further analysis.
• Support the development of strategies and policies through risk assessment and data-driven insights.
• THIS PERSON IS SOMEONE WITH
• Strong analytical and problem-solving skills.
• Expertise in data visualization and statistical modeling.
• Proficiency in creating dashboards and interpreting trends.
• The ability to assess risks and provide actionable insights.
• Excellent communication and collaboration skills.
• Experience with advanced data tools and software.
• PERKS & BENEFITS
• Wellbeing
• Free counselling, seasonal activities, gym discounts, wellness room, flu shots, Futsal team
• Work Life
• Flexible working, home workspace allowance, purchased leave, parental leave, Lumi life leave for challenging events, breastfeeding / expressing space
• Social & Food
• Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, ping pong, rooftop BBQs
• Rewards & Recognition
• Competitive pay, referral bonuses, shout-out recognitions
• Community Support
• Paid volunteer leave, diversity celebrations, company volunteer days
• Career & Growth
• Advancement opportunities, higher education sponsorship, hackathons

Pay : $70,000.00 - $75,000.00 per year

Schedule :

• 8 hour shift

Work Location : In person