Credit Analyst

• Permanent, full time

About Our Client

We're partnering with a leading global financial services organisation to recruit a Commercial Credit Analyst to join a high-performing Credit & Risk team. This is an opportunity to work on meaningful credit decisions, develop your underwriting capability, and build a long-term career in commercial finance.

Whether you're an early-career credit professional ready for the next step or someone with established commercial credit experience, you'll be supported by a collaborative team and exposed to a diverse portfolio of dealer and customer relationships.

Job Description

Working within a dynamic Credit & Risk function, you'll assess, structure and manage commercial credit exposures while contributing to business growth and sound risk management outcomes.

Key responsibilities include:

• Assessing and underwriting commercial credit applications
• Analysing financial statements, cash flow and customer performance
• Preparing detailed credit submissions, risk assessments and recommendations
• Managing dealer and customer relationships within a commercial finance environment
• Monitoring borrower performance and establishing appropriate credit limits
• Supporting collections and risk mitigation strategies where required
• Preparing and negotiating credit documentation and lending agreements
• Identifying opportunities to support new and existing business growth
• Contributing to process improvement initiatives, including digital and automation solutions
• Producing portfolio insights, reporting and risk trend analysis
• Supporting and collaborating with team members across the broader credit function

The Successful Applicant

• A degree in Accounting, Finance, Commerce or a related discipline
• Experience in credit analysis, underwriting, lending, banking, risk assessment or financial analysis
• Strong ability to interpret financial information and assess risk
• Excellent attention to detail and problem-solving skills
• Strong written and verbal communication abilities
• A proactive, self-motivated and accountable approach
• The ability to manage competing priorities in a fast-paced environment
• A collaborative mindset and willingness to support team success
• Interest in technology, process improvement and evolving ways of working

What's on Offer

• A supportive and inclusive team culture
• Exposure to complex commercial credit and risk decisions
• Ongoing professional development and mentoring
• Career progression within a global organisation
• Flexible working arrangements
• Modern systems and technology-driven ways of working
• Strong focus on employee wellbeing and work-life balance
• Competitive salary and benefits package