Who is Shift?
At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products.
We believe Australian businesses are the driving force behind our economy and are core to our communities. That’s why our business expertise, focus on relationships, and market-leading technology is at the core of everything we do. We’ve helped solve the credit and payment pain points for more than 30,000 businesses, providing over $6 billion in aggregate funding.
Our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment. You’ll be joining a diverse team of over 300 people who are always looking to deliver better outcomes for Australian businesses.
About the role:
As a Credit Analyst at Shift, you'll be a crucial part of our customers' journeys, carefully reviewing credit applications from both customers and brokers. With a keen eye for detail, you'll look at bank statements, financial documents, and other key information to help determine each applicant’s creditworthiness and suggest the right lending options. Your expertise will not only help us manage risk, but also contribute to outstanding outcomes for our customers.
This is a part-time opportunity, offering flexibility to suit your lifestyle, while making a meaningful impact on our team and customers.
What you'll do:
Review and assess commercial credit applications by analysing financial statements, bank records, and other important data
Connect with applicants and brokers over the phone to gather information and discuss loan requirements
Deliver accurate and thorough credit assessments, recommending lending limits that fit Shift’s approach
Make sure every customer application is matched with the right products and services
Keep detailed records of risk factors and ways to manage them, supporting confident decision-making
Develop strong relationships with internal teams, customers, and brokers to support business growth
Follow credit underwriting guidelines and compliance standards, and maintain accurate data in our systems
Team up with Relationship Managers and Sales teams, offering support, coaching, and mentorship
Look for ways to improve our processes and service, helping the whole team work more efficiently
What you'll bring:
Previous experience with Delegated Lending Authority in commercial or business lending
Strong business sense, with a solid grasp of the SME market
Proven ability to deliver excellent customer service
Experience analysing commercial credit through financial and bank statements (bonus points for familiarity with non-traditional data!)
A sharp, analytical mindset with great attention to detail
Background in risk or analytics roles, or experience with finance products in point-of-sale settings, is a plus but not required
Fantastic communication skills and the ability to build lasting relationships
A dedication to compliance and ensuring data accuracy
#LI-SA1
Key benefits:
Collaborative teams – a flat structure means everyone can learn from colleagues and senior leaders around the business.
Be involved – come together with all of your colleagues every 100 days to share the product and technology roadmap and business strategy.
Flexible working environment – we’re headquartered in North Sydney with state-based workplaces and offer a flexible work policy.
Family support – industry leading 26 weeks paid parental leave.
Purpose built spaces within our office – designed for collaboration, brainstorming, socialising, and focused work.
Range of benefits supporting your physical, psychological and financial wellbeing. From a day off on your birthday to excellent end of trip facilities.
#LI-Hybrid
Commercial Credit Analyst (Part-Time) • Sydney, NSW, AU
The Apex Group was established in Bermuda in 2003 and is now one of the world’s largest fund administration and middle office solutions providers.Our business is unique in its ability to reach glob... Show more
Founded in 1976 Travelex has grown to become the number one foreign exchange brand in Australia, with a presence in more than 20 countries.We are passionate about retail and travel, our vision is t... Show more
Our client is a leading institutional equities broking and advisory firm seeking an experienced ECM / Corporate Finance Associate or Analyst reporting into the Head of Corporate.We are seeking a hi... Show more
Share a new adventure with every customer as you introduce useful and practical products to their collection.With some of the most advanced technology in place, The North Face are serious about the... Show more
We are seeking a ICT Business Analyst to join our team and support data-driven decision-making across strategic initiatives, investment analysis, and operational improvement projects.This is a key ... Show more
A well-established commercial fit-out and refurbishment contractor is seeking an experienced.The business delivers a strong pipeline of healthcare, workplace, defence and government fit-out project... Show more
This role sits within a growing renewable energy platform delivering critical infrastructure and energy transition projects across Australia.The environment is commercially complex, project-driven ... Show more
Ferrero is a family-owned company with a truly progressive and global outlook and iconic brands such as Nutella®, Tic Tac®, Ferrero Rocher®, Raffaello®, Kinder Bueno® and Kinder Surprise®.As the lo... Show more
Challenger Limited is an ASX-listed investment management firm managing $123.Life with us is fast moving and always exciting.Together we’re driving to deliver our vision to provide our customers wi... Show more
We're on a mission to be a Force For Good, through our People, Products and Purpose at Nuix.We're fiercely passionate, love working at pace, thrive in ambiguity, live, and breathe outside of the bo... Show more
LGT Crestone was formed around a clear and uncompromising vision – to bring global best practice in building institutional quality investment portfolios to Australian clients.With a shared passion ... Show more
My client is a boutique Sydney-based private credit manager specialising in private debt financing.As their business grows, they are looking for an experienced Credit Analyst to come onboard on a p... Show more
Desirable employer with a known brand.Remote access & Work from home initiatives.This well-known organisaton has experienced continued growth in recent years and continues to go from strength t... Show more
Attractive Salary + Annual Bonus.A leading organisation is seeking an experienced Credit Officer to support its branches and customers across NSW.Based at Caringbah, you’ll manage customer accounts... Show more
TOMRA: Where Innovation Meets Impact.At TOMRA, we’re not just recycling - we’re reinventing it.Our mission? Clean Loop Recycling: a smarter, greener way to keep drink containers in circulation and ... Show more
Our Personal Care Attendants have a strong focus on wellbeing, promoting independence, building social connection and assisting with day-to-day tasks.We are currently opening Expressions of Interes... Show more
Careers that change lives start here.Medtronic is a global leader in healthcare technology with a Mission to alleviate pain, restore health, and extend life.Our 95,000 employees work across more th... Show more
HYBRID OPPORTUNITY (MON – WED IN OFFICE / THURS & FRI WFH).Excellent opportunity for an experienced Commercial Analyst to join a thriving business.Reporting to the Sales & Pricing Manager y... Show more
BINGO is a fully integrated recycling and resource management company that provides solutions across the entire waste management supply chain across Queensland, New South Wales and Victoria.At BING... Show more
At Ubank, we empower the digital generation to achieve financial success.Think of us as your daily money companion, offering a unified view of your finances with smart features and real-time insigh... Show more
){kind=logo}
