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Credit Analyst

Credit Analyst

MARS RecruitmentCouncil of the City of Sydney, New South Wales, Australia
22 days ago
Job description

Practice Lead – Banking Operations & Client Services at MARS Recruitment

Mars Recruitment is seeking an experienced Credit Analyst to join a dynamic lending team within a well‑established retail banking environment. This role is ideal for someone who can step straight into residential lending assessments, apply their expertise with confidence, and thrive in a fast‑paced, collaborative setting.

In this role, you will assess and analyse a wide range of residential loan applications, including complex self‑employed cases. Using your Delegated Lending Authority (DLA), you will make sound and timely decisions, balancing risk management with exceptional customer service.

You will also work closely with brokers, financial planners, and internal stakeholders, providing proactive communication and solutions where required.

Key Responsibilities

  • Assess and approve residential loan applications in line with policy and compliance standards
  • Apply strong judgement and decision‑making under an established Delegated Lending Authority (DLA)
  • Analyse and interpret financial information for self‑employed applicants
  • Communicate effectively with brokers, planners, and internal partners to resolve queries and progress applications
  • Maintain credit quality standards while managing workloads in a fast‑paced environment

Qualifications & Experience

  • 2+ years in residential lending / credit analysis
  • Previous Delegated Lending Authority (minimum $750k preferred)
  • Strong experience assessing self‑employed loan applications
  • Excellent analytical skills and attention to detail
  • Clear and professional communication skills, both written and verbal
  • Ability to manage priorities, work independently, and contribute effectively to a team
  • If you are interested in learning more, reach out to Angela at angela.stephan@marsrecruitment.com.au

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