Portfolio Manager

At Shift, disruption, transformation, and positive change is important to us, as I am sure it's important to you as well. Our goal is to shift perceptions and expectations of what is possible, changing the way businesses access finance. Enabled by streaming data, we provide credit and payments platforms that help businesses trade, pay and access funds, when they need it.

We're here to help make business unstoppable and want you to be a part of this. As part of the team, you'll approach new challenges with a clean sheet of paper, reimagine possibilities and deliver results that are 10x better than before.

As one of Australia's fastest-growing fintech company, you'll join a company that has been nominated and won awards for being one of the fastest growing companies, a few of the awards listed below :

• AFR's Fast 100
• Deloitte's Technology Fast50,
• Smart Company's Smart50
• Deloitte's Asia Pacific Technology Fast 500.

This senior role exists to consider Shift's overall lending portfolio performance within an agreed risk appetite. You'll be heavily involved in data & portfolio analysis work to recommend product targets and identify opportunities. We'll look to you for recommendations for product and channel enhancements, providing regular reports and updates to senior management.

Reporting directly into the Chief Risk Officer, you'll be a lead influencer on our underwriting policy and model settings, working in collaboration with our internal Product & Pricing Committee. We have a specialist Data team and you'll be a key stakeholder, enhancing the PD model and to leverage data-driven insights and analytics.

• Qualifications

Relevant bachelor or masters qualifications in :

• Mathematics, statistics and / or
• Commerce / Business / Engineering
• Experience
• Years plus Relevant experience in Credit Portfolio Management at a Financial Institution
• Retail and / or Commercial experience
• Strong background in credit risk measurement techniques, including experience in risk modelling, credit scoring, and loss forecasting
• Demonstrated expertise in data analysis and data-driven decision-making, with the ability to translate complex data into actionable insights
• Solid understanding of credit risk management principles and industry best practices
• Additional Information
• Our culture

You'll have supportive management helping develop your skills with regular catch ups, career development programs and annual reviews. You'll have the opportunity to work with a diverse, talented and results-driven team that thrives on new challenges in an innovative and transformational setting. We value all employee input, you won't find politics or egos : just one team, with shared successes and shared learnings.

• At Shift, you'll get great range of benefits such as
• Industry leading 26 weeks paid parental leave & 2 weeks partner leave.
• Flexible working, from home and office and get your birthday off
• Diversity is probably something you care about, there are 26 different languages spoken by employees here.
• We have a private prayer room and mothers' room on site for employees to use.
• If you like keeping active on your way to work or at lunch time, we have excellent end of trip facilities